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39w228 W Hilltop Drive, Saint Charles, IL 60175

$709,900
  • 39w228 W Hilltop Drive, Saint Charles, IL 60175 Main Photo

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Contingent
BEDS5 BATHS4 full SQUARE FEET2,975 MLS#12598516
STATUSContingent PROPERTY TYPEResidential - Single Family SUBDIVISIONArbor Creek SCHOOLDistrict 303

Property Description

Set on a beautifully landscaped 1.17-acre corner lot in the sought-after Arbor Creek neighborhood of St. Charles, this one-owner 5 bedroom, 4 bath brick and vinyl Colonial offers the perfect blend of space, privacy, and convenience just minutes from downtown. A welcoming front porch, 3-car sideload garage, expansive backyard deck, and walkout basement create an ideal setting for both everyday living and entertaining. Inside, hardwood flooring throughout most of the main level, highlights a thoughtfully designed layout featuring 9' ceilings, a living room with French doors, a formal dining room with a dramatic cathedral ceiling, and a spacious family room anchored by a floor-to-ceiling masonry fireplace. The eat-in kitchen is equipped with quartz countertops, stainless steel appliances including a newer dishwasher, tile backsplash, and a bright breakfast room with slider to the deck, plus wiring in place for a wine cooler. A versatile first-floor office or 5th bedroom with built-in bookshelves sits adjacent to a full bath, along with a convenient first-floor laundry room. Upstairs, four generously sized bedrooms include the primary suite with a walk-in closet and a deluxe private bath featuring a double bowl vanity, whirlpool tub, and updated shower. Both upstairs bathrooms offer instant on hot water. The finished walkout basement expands your living space with a large rec room and full bath, with potential to add a patio at the walkout level. Major updates include a new roof in 2022, fresh exterior paint, and HVAC in 2015, along with new skylights. Additional features include a whole-house water filtration system, industrial-grade HEPA filter, basement freezer, 800-foot well, and zoning that allows for a future pool. Enjoy the rare combination of large-lot privacy and proximity to schools, including the nearby elementary school, all within one of St. Charles' most desirable communities. *Room sizes are approximate.

39w228 W Hilltop Drive | MLS# 12598516

This single family home located at 39w228 W Hilltop Drive, Saint Charles, IL 60175 is currently listed for sale with an asking price of $709,900. This property was built in 1994 and has 5 bedrooms and 4 full baths with 2975 sq. ft. 39w228 W Hilltop Drive is located in the Arbor Creek subdivision within the District 303 school district. Search Arbor Creek real estate on www.pamcunninghamrealtor.com today.

Property Features

Property Type: Residential - Single Family
Basement: Yes
Basement: Finished, Exterior Entry, Full, Walk-Out Access
Cooling: Central Air
Fireplaces: 1
Garage: 3
Heating: Natural Gas, Forced Air
Home Style: Colonial
Lot Size: 1.17 Acres
Roof Type: Asphalt
Taxes: $11,990
Year Built: 1994

Amenities

Cathedral Ceiling(s)
1st Floor Bedroom
1st Floor Full Bath
Built-in Features
Walk-In Closet(s)

Feature Descriptions

Additional rooms: Bedroom 5,Eating Area, Recreation Room, Foyer
Appliances: Range, Microwave, Dishwasher, Refrigerator, Stainless Steel Appliance(s), Humidifier
Association Includes: Other
Bath Features: Whirlpool, Separate Shower, Double Sink
Dining Room: Separate
Exterior: Vinyl Siding, Brick
Fireplace Location(s): Family Room
HOA Fee: 550/ Annually
Laundry: Main Level
Lot: Corner Lot, Landscaped
Lot Dimensions: 51115
Other Equipment: Water-Softener Owned, CO Detectors, Ceiling Fan(s), Sump Pump, Electronic Air Filters
Parcel#: 0825276002
Parking: Asphalt, Garage Door Opener, Yes, Garage Owned, Attached, Garage
Sewer: Septic Tank
Total Rooms: 11
Township: Campton
Water: Well

Room Sizes

Bedroom 5: 14X14
Eating Area: 13X12
Recreation Room: 40X36
Foyer: 13X10
Bedroom 2: 14X14
Bedroom 3: 13X12
Bedroom 4: 14X14
Dining Room: 17X13
Family Room: 19X16
Kitchen: 16X13
Living Room: 17X14
Primary Bedroom: 19X17

Local Schools

High School: St Charles East High School
Middle School: Thompson Middle School
Elementary School: Bell-Graham Elementary School
School District: District 303

Listed By / Shown By

Listed By

Agency Name: One Source Realty
Agency Phone: 630-402-0015

Shown By

Agent Name: Pamela Cunningham
Agent Phone: (815) 289-6323
Agency Title: Gambino Realtors

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Estimated Payment

$ 4,430.81 per month $3,224.59 Principal & Interest $999.17 Property Tax $207.05 Homeowner's Insurance

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 04/19/2026. The listing information on this page last changed on 04/19/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sun 04/19/2026 12:01:59 AM EST) or MRED MLS (last updated Sat 04/18/2026 11:57:50 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Sat 04/18/2026 10:15:21 PM EST) or Northern Illinois Commercial Association Realtors (last updated Sat 04/18/2026 2:10:08 PM EST). Real estate listings held by brokerage firms other than Gambino Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

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